Retirement. Personalized. Blog
Revive Your Old, Forgotten Zombie 401(k)
Worst of all, leaving behind a string of Zombie 401(k) accounts could cost you almost $700,000 in foregone retirement savings compared to consolidating them into a single low-free optimally allocated retirement account – whether it’s your new employer’s 401(k) plan or a Rollover IRA. Read more.
Maximize Your Employee Benefits to Increase Your Return on Life
When it comes to your compensation, your paycheck pays the bills, but the additional benefits your employer provides can have just as big of an impact on how you feel about the work you do and how that work improves life for you and your family. Here are four ways that your employee benefits can boost your total compensation – and increase your Return on Life.
Retirement Income: The Back 9 of Retirement Planning
The effect a period of negative returns in early retirement can have on your portfolio is called Sequence of Returns Risk. There are ways to mitigate it, but first, it’s important to understand how it can affect your portfolio.
Zeroing in on Target-Date Funds
Are target-date funds the right choice to meet your retirement investing goals? While target-date funds do have some unique attributes that can make investing for retirement simpler, they are not a set-it-and-forget-it investment. They require …
Should You Do a Roth IRA Conversion in 2021?
Because of the tax-free growth that Roth IRA accounts provide, they have always been viewed an effective retirement planning tool. But two recent pieces of legislation have made this an especially advantageous time for retirees and those approaching retirement to consider a Roth conversion …